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Permanently Fixed Interest Rate
at 3.5%
NO MONEY DOWN ($0) home financing
up to 120%*
CLOSED & RECORDED BY THE NREX
in 24 Hours
FLEXIBLE LONG TERM Amortizations
up to 40 Years
IN THE MIIX
The Basics:
The MiiX R.O.C.
▪ It is time to erase the word “mortgage” from your vocabulary.
▪ The MiiX R.O.C. (Residential Ownership Certificate) is the newest and most flexible form of non-recourse home financing.
▪ It is also the newest and most flexible form of personal financing.
▪ The MiiX R.O.C. replaces credit-based, time-consuming and paperwork-intensive mortgage and personal financing products.
▪ A MiiX R.O.C. can be established in a single, one-time lifetime eApplication which does not rely on credit scores for an approval.
▪ All MiiX R.O.C. Home Financing Products are 100% Non-Recourse as they are secured by the home and not by the Homeowner.
GETTING STARTED
Home Financing Options for Every Income Level:
OPTION 1: The MiiX R.O.C.
Residential Ownership Certificate (R.O.C.)
▪ Up tp 120% of the Purchase Price
▪ 3.5% Permanently Fixed Rate
▪ 30 - 40 Year Amortization
▪ 100% No Recourse
▪ No ($0) Out-of-Pocket Expenses
OPTION 2: MiiX R.O.C. AFFORDABLE HOUSING
Home Purchase Partnership Program (HPPP)
▪ HPPP Program A: (75/25 R.O.C. PARTNERSHIP*)
▪ HPPP Program B: (50/50 R.O.C. PARTNERSHIP*)
*PENDING RELEASE: MiiX Financial will soon be launching its Home Purchase Partnership Programs (HPPP). The HPPP is a structured relationship between the Buyer and MiiX Financial making purchasing a home affordable for everyone.
FOR EXAMPLE: The 50/50 R.O.C. Partnership means a Buyer with a budget of $100,000 can purchase a home up to $200,000 as the Buyer and MiiX are each financially responsible for only their portion of the $200,000 home ($100,000 each). Further R.O.C. Partnership details, including a list of equally shared costs and expenses, are coming soon.
NOTE: Both HPPP programs are 100% LTV, 3.5% Permanently Fixed Rate, 30 – 40 Year Amortized, 100% No Recourse Home Financing programs.
If you are passionate about owning a home,
we are equally as passionate about
affordably getting you into one...
MiiX SUPER APP
The iOS and Android Versions of the MiiX SUPER APP are currently being tested by our affiliated and partnering entities and institutions. Both versions will soon be made available for download on various APP Stores.
THE MIIX SUPER APP
All Your Financial Needs at the Speed of Light and in the Palm of Your Hands
The MiiX SUPER APP has everything you need to live your best life:
– Find your home and calculate your total monthly costs
– eApply and buy a home, refinance or cash-out some equity
– Sell your home or use the MiiX-iBuy service to relocate
– Transfer your MiiX R.O.C. and all your equity to a new home
– Pay your utilities and other reoccurring expenses
– Buy or lease a car or add-on an INTERMiiX Vehicle Subscription
– Manage other financial services and accounts
– Purchase health, life, home or other types of insurance
– Manage income and expenses and grow your investments
– Redeem MiiX Rewards to shop, travel or use as credit
– and so much more.
The MiiX SUPER APP was specifically designed to be the only APP you will need to use for all of your residential and personal financial needs. Use it just for your MiiX R.O.C. or integrate your other accounts, institutions and favorite services. It’s in the MiiX.
FAST & EASY
The MiiX eApplication Process
Determine Your MiiX R.O.C. Amount
Identify your home and then ask yourself: Do you need just home financing or do you also want to include your regular monthly costs of living?
Submit your MiiX R.O.C. eApplication
Fill-out the MiiX R.O.C. eApplication on the MiiX Financial website or use the MiiX SUPER APP. Be sure to include the home price and any added costs.
Get Your eApproval and Close Online
Once approved, the NREX systems take over and processes the electronic same-day settlement and deed recording for both the Buyer and Seller.
