THE MiiX R.O.C.

Home Financing

3.5% Permanently
Fixed Rate

The MiiX R.O.C. rate (APR) is locked-in at 3.5% for the entire duration of any MiiX R.O.C.. There aren't any factors or markets that will ever change the 3.5% fixed rate.

No Money Down

One of the main goals of the MiiX R.O.C. was to eliminate the many roadblocks to homeownership of the past. And we have. A MiiX R.O.C.
does not require a down payment.

up to 120% Financing

We are well aware of the unexpected costs and expenses that come with buying a home. And thanks to MiiX Financials' proprietary algorithms, in many cases, the MiiX R.O.C. can fund over and above 100% of the purchase or refinancing of a home.

30 - 40 Year Amortization

Stretching-out costs and payments is essential in saving money. That's why each MiiX R.O.C. is unique and can be tailor-made or adjusted to meet every individual need, financial goal and condition.

No Out-of-Pocket Fees

One of the bonuses and benefits of being able to finance up to 120% is the ability to include all standard costs and fees into the MiiX R.O.C. which means not one penny comes out of your pocket.

Credit is Not Required

A MiiX R.O.C. approval is based upon tangible facts such as the value of the home, the applicant, their income, etc. Not on discriminatory credit scores. Our faith is in the performance of our Clients; the way it should be.

HOW CAN WE Help You?

If you are sure of what you need and are ready to move forward with your MiiX R.O.C., then let’s proceed.

Do you need some help
deciding what is best for you or your specific needs?  Let’s discuss it.

0%
Is the average interest rate in 2024
0%
OF US DEBT IS AN NON-FLEXIBLE MORTGAGE
0%
of Americans rent their home
0%
of americans own their home

The Residential Ownership Certificate (R.O.C.)

The MiiX R.O.C. is a new, comprehensive approach to home and personal financing, combining various financing aspects into one product.

Key Features: 

MiiX R.O.C. offers 30-40 years of financing with a guaranteed low fixed rate of 3.5%.  No down payment is required, providing 100% financing for home purchases. The MiiX R.O.C. is designed to be flexible with credit, ignoring credit scores and histories, and has zero closing costs or fees.

Qualifying:

The eApplication process focuses solely on current income and debt, with quick approval times. A steady income is a key qualification; applicants can include their existing debts for potential savings.

Stability and Security:

MiiX R.O.C. offers fixed terms that never change and is resistant to fluctuations in the stock or housing markets, ensuring long-term financial stability.

The Advantage:

Each MiiX R.O.C. is customizable to individual needs, offering significant savings with reduced interest rates and extended payment terms.

Positive Impact:

MiiX R.O.C. empowers consumers by putting financial control in their hands. We also use advanced algorithms for future expense funding, making real estate transactions more fluid.

Transforming Lives:

The MiiX R.O.C. is designed to make homeownership accessible to everyone.  For renters, this means your payments become equity and savings.  Ultimately, our goal is to help you maximize your home equity and turn it into your smartest investment to compliment your future financial planning.

Account Management and the Tools for Success:

Each MiiX R.O.C. comes with direct access to the MiiX SUPER APP.  The APP provides complete control of your MiiX R.O.C. and up-to-date valuations and available equity in your home.  If you choose to include and bundle your monthly expenses into your MiiX R.O.C., the APP centralizes all financial management and simplifies collective monthly payments into a single transaction. The added MiiX Digital Wallet feature provides access to your MiiX PLATINUM VISA/DEBIT CARD and various other unique online banking features through MiiX BANK . The debit card can be linked to one or a series of assets such as your home equity and other financial accounts and assets.

Putting It All Together:

The MiiX R.O.C. is a revolutionary financial product that simplifies the homeownership and personal finance process.  There is no other company, product or service that makes home or personal financing more easily or equally available and accessible to all income levels.

solid as a r.o.c.

Why People Choose a MiiX R.O.C.

Ease of Access

The MiiX R.O.C. replaces conventional mortgage financing of the past and all the hoops and paperwork that went along with it.

Equal Access

MiiX Financial does not discriminate because of credit scores and income levels. There is a MiiX R.O.C. for everyone which means there is a home for everyone too.

Funding Speed

The MiiX R.O.C. is a digital certificate which means processing and funding are as fast as buying and selling a stock or a bond. Nothing compares to the performace of a MiiX R.O.C.

Lots of Extras

Along with home financing, MiiX Financial offers numerous other products and services to help you maximize and live your best life.

we can do that too

Related Services

DO YOU HAVE QUESTIONS?
We will Put You on
the Right Path!

Start a LIVE Chat with one of our knowledgeable Support Agents or send us a detailed email.  Either way, we will get you the answers you are looking for…

NOTICE:  MiiX Bank, N.A. and its related services are not yet available to the general public.  Please check back with us or feel free to Contact Us so we may notify you when these services become available. Thank you for your patience.